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Social Security: $39 Billion Deficit in 2014, Insolvent by 2035

August 6, 2015

As Social Security has shifted from a program to protect the elderly from poverty to a potential decades-long income subsidy, current workers and younger generations will inevitably bear the burden of Social Security's drain on the federal budget.

The sooner lawmakers address Social Security's massive and growing cash-flow deficits, the lower the burden will be on current and future workers. Four important reforms could help resolve Social Security's financial shortfall:

  • Fix Social Security's cost-of-living adjustment. Social Security's cost-of-living adjustment (COLA) is based on an outdated measure of changes in the cost of living that fails to account for how people react to changes in prices.
  • Raise the early and full retirement ages. Lawmakers should gradually and predictably increase the early and full retirement ages to 65 and 70, and then index both to increases in life expectancy.
  • Focus Social Security benefits on those who need them most. Lawmakers should phase out benefits for retirees with high levels of non-Social Security income and provide a true system of social insurance that focuses on seniors who need it most.
  • Implement a flat benefit structure. Congress should put Social Security benefits on a schedule to gradually arrive at a flat payment structure for those who work more than 35 years. This flat benefit payment should be sufficient to keep eligible seniors out of poverty throughout their retirement. 

Absent reform, Social Security benefits will be cut across the board by 23 percent in 2035. Action should be taken this year to protect Social Security's most vulnerable beneficiaries from such drastic cuts. Lawmakers should immediately focus Social Security benefits on those who need them most, and enable more Americans to save for the future in private retirement accounts.

Source: Romina Boccia, "Social Security: $39 Billion Deficit in 2014, Insolvent by 2035," Heritage Foundation, July 29, 2015.

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Political Correctness is Evil

President Ronald Reagan and Pope St. John Paul II combined forces to set the stage for the collapse of the iron curtain and freedom for millions. The iron curtain collapsed but communist ideology survived and it learned what it needed to ultimately prevail.

The legal and moral foundation of America, like most of western civilization, is based on Judea/ Christian principles firmly rooted in the Ten Commandments. This is the source of the American sense of fair play and empathy for the less fortunate. The forces of evil have mounted an all out campaign, under the guise of political correctness, to undermine and dilute our moral foundation. As Thomas Jefferson warned “Even under the best form of government, in time, and by slow operations, perverted it into tyranny”. Tyranny is coming our way at light speed.

By using the camouflage of political correctness, the forces of tyranny have removed discussion of religion and thus removed morality from public life under the guise of separation of church and state. It is that removal that is the source of the deterioration of the way of life our forefathers passed to your care. Political correctness has made it illegal for preachers to preach moral issues, redefined by them as political issues, from the pulpit. Unfortunately, most of the religious powers have, out of convenience, surrendered their right to preach and educate their congregations on how political issues and specific politicians align with the Christian foundation of the Ten Commandments. To quote Martin Luther King Jr. “Powerless Pulpits Produce Nations in Bondage”. Truer words were never spoken.

If this country is to be turned from tyranny, it will take someone with extremely strong moral character firmly rooted in the Ten Commandments, along with the firm, vocal, and unwavering support of the Christian’s community. So, as we approach this next election, I plead with voters to ignore all the political noise and vote for the candidate with a track record firmly demonstrated to align with the Ten Commandments.

Ben Di Ponio - Tea Party Patriots of West Oakland County 

Lou Holtz nails it! .. Told As Only A Coach, An Old Coach, Can!!!

 The Democrats are right, there are two Americas. The America that works, and
the America that doesn't. The America that contributes, and the America that
doesn't. It's not the haves and the have nots, it's the dos and the don'ts.
Some people do their duty as Americans, obey the law, support themselves,
contribute to society, and others don't. That's the divide in America.

It's not about income inequality, it's about civic irresponsibility. It's
about a political party that preaches hatred, greed and victimization in
order to win elective office. It's about a political party that loves power
more than it loves its country.

That's not invective, that's truth, and it's about time someone said it.
The politics of envy was on proud display a couple weeks ago when President
Obama pledged the rest of his term to fighting "income inequality." He noted
that some people make more than other people, that some people have higher
incomes than others, and he says that's not just. That is the rationale of

The other guy has it, you want it, Obama will take it for you. Vote
Democrat. That is the philosophy that produced Detroit .

It is the electoral philosophy that is destroying America . It conceals a
fundamental deviation from American values and common sense because it ends
up not benefiting the people who support it, but a betrayal.

The Democrats have not empowered their followers, they have enslaved them in
a culture of dependence and entitlement, of victim-hood and anger instead of
ability and hope. The president's premise - that you reduce income
inequality by debasing the successful-seeks to deny the successful the
consequences of their choices and spare the unsuccessful the consequences of
their choices. Because, by and large, income variations in society is a
result of different choices leading to different consequences. Those who
choose wisely and responsibly have a far greater likelihood of success,
while those who choose foolishly and irresponsibly have a far greater
likelihood of failure. Success and failure usually manifest themselves in
personal and family income. You choose to drop out of high school or to skip
college - and you are apt to have a different outcome than someone who gets
a diploma and pushes on with purposeful education. You have your children
out of wedlock and life is apt to take one course; you have them within a
marriage and life is apt to take another course. Most often in life our
destination is determined by the course we take.

My doctor, for example, makes far more than I do. There is significant
income inequality between us. Our lives have had an inequality of outcome,
but, our lives also have had an in equality of effort. While my doctor went
to college and then devoted his young adulthood to medical school and
residency, I got a job in a restaurant. He made a choice, I made a choice,
and our choices led us to different outcomes. His outcome pays a lot better
than mine. Does that mean he cheated and Barack Obama needs to take away his
wealth? No, it means we are both free men in a free society where free
choices lead to different outcomes.

It is not inequality Barack Obama intends to take away, it is freedom. The
freedom to succeed, and the freedom to fail. There is no true option for
success if there is no true option for failure. The pursuit of happiness
means a whole lot less when you face the punitive hand of government if your
pursuit brings you more happiness than the other guy. Even if the other guy
sat on his arse and did nothing. Even if the other guy made a lifetime's
worth of asinine and short sighted decisions.

Barack Obama and the Democrats preach equality of outcome as a right, while
completely ignoring inequality of effort.

The simple Law of the Harvest - as ye sow, so shall ye reap - is sometimes
applied as, "The harder you work, the more you get."

Obama would turn that upside down. Those who achieve are to be punished as
enemies of society and those who fail are to be rewarded as wards of
society. Entitlement will replace effort as the key to upward mobility in
American society if Barack Obama gets his way. He seeks a lowest common
denominator society in which the government besieges the successful and
productive to foster equality through mediocrity. He and his party speak of
two Americas , and their grip on power is based on using the votes of one to
sap the productivity of the other. America is not divided by the differences
in our outcomes, it is divided by the differences in our efforts.

It is a false philosophy to say one man's success comes about unavoidably as
the result of another man's victimization.

What Obama offered was not a solution, but separatism.  He fomented division
and strife, pitted one set of Americans against another for his own
political benefit. That's what socialists offer. Marxist class warfare
wrapped up with a bow. Two Americas , coming closer each day to proving the
truth to Lincoln's maxim that a house divided against itself cannot stand.
"Life is ten percent what happens to you and ninety percent how you respond
to it."

Lou Holtz

Leo "Lou" Holtz (born January 6, 1937) is a retired American football coach,
and active sportscaster, author, and motivational speaker.




Urgent Education Issues 2013

Why Fight the Common Core Initiative? 

1) Michigan, local school & parents lose control 

2) The standards are unproven

     The assessments are not yet written

3) These standards are not Best Practice, and cause

     teachers to use bad practice

4) More cost to states (taxpayers)

     Hundreds of millions $$

5) Michigan will lose ground on school choice

6) Federally directed education is unconstitutional



What can YOU do to Stop Common Core? 

1.  Call or write Governor Rick Snyder & Legislators

repeal and rescind Common Core Standards & Assessment

2. Advocate with friends, family & teachers

3. Sign the petition at Team Ben Common Core

         Learn more: Americans For Prosperity

         The Heritage Foundation – Education Issues

         American Principles Project

         Stop Common Core in Michigan


What should we do instead?

  • Improve standards thru evidence of best practice
  • Continue to expand school choice
  • Use the MEAP
  • Develop assessments that “advise instruction”
  • Build the teaching “profession”

Melanie Kurdys



Thank you to patriot candidates who had the courage to stand up for we the people against the politics of special interests. Thank you, Matt Maddock, Deb O'Hagan, Jim Runestad, and Russ Tierney.
On the surface it looks like the Republican establishment candidates were the winners in yesterday's primary. They may have won a few battles but they may well be losing the war. A war the Republican party declared on it's own base.
The Kowall vs. Maddock race: Mike Kowall, the incumbent with a five fold funding advantage and the backing and funding of the entire Republican party apparatus did not get even 50% of the vote. Matt Maddock a complete unknown, with no experience at running for political office, and no special interest funding received 43%. Another candidate who did not even campaign received 7.5% for a total of over 50%. Another words, an incumbent with all of his huge special interest campaign fund advantage and the backing and spending of the Republican party received less than 50% of the vote. 
Jim Runestad won the 44'th district race. He and Russ Tierney, both Tea Party candidates, received 59% of the vote. Liz Fessler Smith, even with the full backing of the Republican party establishment, received only 33% of the vote.
The incumbent, Klint Kesto, may have won with 55% but again, it took the full weight of the Republican party apparatus to make that happen. Deb O'Hagan, who like Matt Maddock, had no experience or special interest funding received 40% of the vote.
If I was the Republican party, I would be very, very concerned about what these numbers mean for the future, given the results and the demographic changes occurring in Oakland County.
Ben Di Ponio - Tea Party Patriots of West Oakland County






Obamacare Number of the Day: $621,000,000,000


In addition, the report by the CMS actuaries debunked the notion that Obamacare helped cause the recent slowdown in health spending—or that the slowdown is likely to continue:

Annual national health spending growth is projected to remain near 4 percent through 2013, primarily as a result of the recent recession and modest recovery. This projection is consistent with the historical relationship between health spending and economic cycles….

Continued slower health spending growth after the recent economic downturn has raised the question of whether a more fundamental change is occurring in the health sector. However, econometric and actuarial analysis by the CMS Office of the Actuary of the past fifty years of National Health Expenditure Accounts data…suggests that health spending growth is likely to accelerate once economic conditions improve significantly.

Instead, the actuaries conclude, the recession and anemic economic recovery bear the bulk of the “credit” for the current slowdown in health spending growth.

Finally, the actuarial report analyzes the sources of some of the increased health spending due to Obamacare. And, as Exhibit 4 (below) notes, one of the fastest sources of growth in the health sector will be “government administration.” Spending on government administration—which includes salaries for federal, state, and local bureaucrats, as well as computer and other overhead costs for government programs—will more than double, rising from $31.1 billion in 2010 (the year Obamacare passed) to $70.4 billion in 2022.


So even as Obamacare is raising overall health spending, despite the lingering effects of the economic recession, more of that spending will pay the salaries of government bureaucrats and regulators. That’s not the kind of change Americans can believe in


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